You paid a lot of money for the product, it’s three years later, and the zipper tears. You’re screwed, the manufacturer had a one-year warranty on the product and you’re outside that window. There are fewer and fewer companies offering products with a lifetime warranty. When I find one that truly honors that policy, I […]
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As an American, it’s part of my official duty to have a breakfast feast that would have our European counterparts disgusted. All joking aside, a small croissant just doesn’t cut it for me when I work a 12 hour day. Eggs of some sort are my go-to, I like them because they leave me feeling
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Most Americans live with growth-crushing credit card debt and it makes me sick. Unfortunately, only a solid debt payoff plan is going to efficiently get you to your goal of debt-free living! Reasons Americans are getting into credit card trouble are endless, but some include: Our youth is financially uneducated and not prepared for real-world
What’s a dividend? Webster’s Dictionary defines a dividend as “an individual share of something distributed.” So how does a stock dividend work? Companies sell portions of their business to investors in the form of stock shares in an effort to raise capital for various business initiatives. In return for their money, shareholders are looking to
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401k and 403b Before-Tax Limits The IRS has set limits on how much an individual can contribute each calendar year to their employer-sponsored retirement plans. For 2023, the max contribution to a 401k is $22,500 up from $20,500 in 2022. There is an additional “catch-up” contribution of $7,500 for those over 50 years old. These
Max Contribution to 401k (2023 Limits vs. 2022) Read More »
If 2020 hasn’t convinced most people how important an emergency fund is, then there might not be anything that will! But how much for an emergency fund should you plan on saving for? Let’s find out! What is an emergency fund? An emergency fund is a readily available amount of money to pay for life’s
How much Emergency Fund? Read More »
Not using the countless money-tracking apps available to you in this tech age may be putting you at a severe disadvantage, but fear not! This guide of the best budgeting apps will give you the know-how to choose which one will benefit you most. With so many top budgeting apps out there, it can be
The Best Budgeting Apps 2022 Read More »
Does Changing My Air Conditioner Filter Make a Difference? Food Waste In America How Much Do Water Leaks Cost? Does Turning Your Hot Water Heater Down Save You Money? Is it worth switching to LED bulbs? How Can I Save on Heating Oil Costs? Is Generic Just as Good as Name Brand? Does Reversing a
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Been reading much about personal finance lately? Well, there’s an extremely divisive argument being made about your coffee habits and retirement. It’s known as the “latte factor”. The “latte factor” states,”Cutting out your daily coffee will give you enough money to retire with!” Some people swear by it, others think it’s the most preposterous retirement
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What is Honey App? The Honey app is a browser extension for your computer. What is a browser extension? In layman’s terms, it’s a mini-app that is visible next to your search bar and is running a program code in the background. Honey’s purpose is to check and automatically apply all discount code coupons to
The Honey App: How It Saved Me $34 With A Coupon Read More »