Definition of Zero-Based Budgeting Zero-based budgeting is the process of creating a financial game plan that assigns a purpose to every dollar you make. The purpose or expenses then get subtracted from your monthly income. The desired result is a …
We had talked about kids before marriage, agreeing it was in our future, but never set a concrete date to start trying. To be honest I was enjoying life. We were happy, traveled spontaneously, drank a little more than we …
Okay spoiler alert: That’s not my yacht, but this is my guide on how I became a millionaire by 30. Many may think it, but money does not buy happiness. I truly believe that statement. However, wanting more in life …
Basic Investment Options Investment options are seemingly endless. There are stocks, mutual funds, CDs, Index Funds, ETFs, money markets, bonds, etc. But in this article let’s discuss the differences between an index fund vs ETF vs mutual funds. Let’s face …
Discount Points When comparing mortgage rates you may notice that lenders offer different interest rates based on “points.” So how do mortgage points work? Mortgage discount points are a percentage-based fee you pay at the mortgage closing date in return …
Shopping for a mortgage? What is the difference between a mortgage interest rate vs APR? A simple understanding can save you a ton of money on your loan. Interest Rate: Mortgage interest rates are a percentage-based number that will be …
College students are busy! I’ve been there and know how it feels. Unfortunately, universities have no sympathy for your empty pockets and continue to raise tuition costs year after year. Below is a list of high pay jobs for college …
I would be lying if I told you I wasn’t hesitant about buying a diamond engagement ring online. After researching the subject thoroughly, I want to share with you why James Allen put my mind at ease and what policies/services …
James Allen: 10 Reasons To Buy Their Engagement Rings Read More »
You paid a lot of money for the product, it’s three years later, and the zipper tears. You’re screwed, the manufacturer had a one-year warranty on the product and you’re outside that window. There are fewer and fewer companies offering …
As an American, it’s part of my official duty to have a breakfast feast that would have our European counterparts disgusted. All joking aside, a small croissant just doesn’t cut it for me when I work a 12 hour day. …
What are Kodiak Cakes: Your Protein Breakfast Alternative Read More »
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